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Your scores are calculated working with distinctive credit stories. It’s up to lenders to choose which credit bureaus they report your data to.

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A FICO® Score will produce When you have a minimum of just one account open up and recorded on your credit file for six months. A VantageScore® could create a score far more promptly, so long as your credit report shows at the least a single account.

In case you tumble into a person of such groups, contact a credit bureau. Utilize the contact info below or at IdentityTheft.gov/CreditBureauContacts. 

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